Wondering if Kroger accepts Apple Pay? You are in the right place! Here is everything you need to know about using Apple Pay at Kroger for a fast, secure, and contactless shopping experience.
Does Kroger Accept Payments From Apple Pay in 2025?
Yes, Kroger accepts Apple Pay at many of its stores and subsidiaries, but availability may vary depending on the location. Before visiting it is always a good idea to confirm availability with your local store for convenient shopping experience.
Also See : What Time Does Kroger Stores Open/Close ?
According to Macrumours, Kroger began accepting Apple Pay from Apr 15, 2023 and other contactless payment methods at select locations in Kentucky and Ohio. Also Kroger Mastercard 5% cashback on Apple Pay online payment is applicable.
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The Catch: Not Every Store Accepts Apple Pay
While some Kroger stores have begun accepting Apple Pay, it hasn’t been rolled out to all locations yet. Subsidiaries such as Fred Meyer, Ralphs, King Soopers, and Quality Food Centers (QFC) are now accepting Apple Pay, but this service is not available at every Kroger store.
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Kroger, based in Cincinnati, has not made an official statement regarding the acceptance of Apple Pay. Therefore, if you plan to use Apple Pay, it’s wise to check with your local Kroger store to see if they support it.
How to Use Apple Pay at Kroger Without Card
Using Apple Pay is quick and simple. Follow these steps:
For iPhone Users:
- With Face ID: Double-click the side button, authenticate with Face ID, and hold your phone near the contactless reader.
- With Touch ID: Hold your phone near the reader with your finger on the Touch ID sensor.
For Apple Watch Users:
- Double-click the side button on your watch.
- Hold the apple watch display near the reader until you hear a beep or feel a tap.
Why Kroger Accepting Apple Pay?
Kroger’s acceptance of Apple Pay is part of their effort to meet customer demand for flexible payment options. Here’s why this is significant:
Convenience: There’s no need to carry physical cards.
Security: Apple Pay technology helps reduce the risk of fraud.
Simplicity: With a single tap, you can complete your payment.
Why Apple Pay Matters for Shoppers at Kroger Stores
Kroger’s choice to accept Apple Pay is fantastic news for customers who enjoy contactless or digital payments. Here’s why:
Hygiene-Friendly: It is an ideal option for those who want to minimize contact while shopping.
Faster Checkouts: You won’t have to dig through your wallet or handle cash.
Enhanced Security: Apple Pay employs tokenization to safeguard your card information.
Kroger Pay vs. Apple Pay : Which is Better ? Full Comparision
Kroger offers its own payment method called Kroger Pay, which some shoppers might prefer. Here is a quick comparison between Kroger Pay and Apple Pay.
Feature | Kroger Pay | Apple Pay |
---|---|---|
Platform | Proprietary to Kroger | Available across multiple retailers |
Availability | Kroger stores only | Widely available at many stores globally |
Integration | Integrated with Kroger Plus Card and loyalty rewards | Works independently or integrates with bank cards |
Payment Method | Scans a QR code via Kroger app | Uses NFC technology on iPhone/Apple Watch |
Rewards | Earn Kroger fuel points and loyalty discounts | Rewards depend on the linked card |
Setup Requirement | Requires Kroger app and account | Requires Apple Wallet setup |
Device Compatibility | Smartphone with Kroger app | iPhone, Apple Watch, iPad, Mac |
Ease of Use | Scan QR code at checkout | Tap and pay |
Security | Encrypted QR code linked to Kroger account | Tokenized transactions for security |
Offline Functionality | Requires internet connection for QR code | Works offline for stored cards |
Cost to Use | Free to use | Free to use (may incur standard bank fees) |
Popularity | Limited to Kroger shoppers | Popular among a broader audience |
Note: Both options have their benefits. Kroger Pay is great for loyalty rewards, while Apple Pay is the best choice if you shop at various stores and want a secure, widely accepted payment method.
Frequently Asked Questions
Currently No, Apple Pay is mainly available for in-store purchases. For pickup or delivery orders through the Kroger app or website, you will need to use other payment methods.
No, not all Kroger-owned stores are accepting Apple Pay. Some subsidiaries, like Ralphs and Fred Meyer, have started accepting it. It’s best to call your local store to verify before shopping.
Yes, you can typically use Apple Pay at self-checkout lanes where contactless payments are accepted. Look for the contactless payment symbol.
If Apple Pay isn’t available, you can use other payment methods like Kroger Pay, cash, or credit/debit cards. You can also request the store to consider adding Apple Pay
Yes, Kroger offers cash back through its Kroger Rewards World Elite Mastercard when used with mobile wallets like Apple Pay, Samsung Pay, Google Pay, Garmin Pay, and LG Pay. You can earn 5% cash back on eligible mobile wallet purchases, subject to the card’s terms and conditions.