Yes, Kroger accepts Apple Pay at many of its stores and subsidiaries, but availability may vary depending on the location. Before visiting it is always a good idea to confirm availability with your local store for convenient shopping experience.
According to Macrumours, Kroger began taking Apple Pay from Apr 15, 2023 and other contactless payment methods at select locations in Kentucky and Ohio. Also Kroger Mastercard 5% cashback on Apple Pay online payment is applicable.
The Catch: Not Every Store Accepts Apple Pay
While some Kroger stores have begun accepting Apple Pay, it hasn’t been rolled out to all locations yet. Subsidiaries such as Fred Meyer, Ralphs, King Soopers, and Quality Food Centers (QFC) are now accepting Apple Pay, but this service is not available at every Kroger store.
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How to Use Apple Pay at Kroger Stores Without Card
Using Apple Pay is quick and simple. Follow these steps:
For iPhone Users:
- With Face ID: Double-click the side button, authenticate with Face ID, and hold your phone near the contactless reader.
- With Touch ID: Hold your phone near the reader with your finger on the Touch ID sensor.
For Apple Watch Users:
- Double-click the side button on your watch.
- Hold the apple watch display near the reader until you hear a beep or feel a tap.
What More Payment Methods Does Kroger Accept ?
1. Kroger Pay
Kroger Pay is Kroger’s proprietary mobile payment solution. It allows customers to link their payment information to the Kroger app and generate a single-use QR code for transactions. This method integrates payment and loyalty card information, streamlining the checkout process.
2. Credit and Debit Cards
Kroger accepts all major credit and debit cards, including Visa, MasterCard, American Express, and Discover. Customers can use these cards for both in-store and online purchases.
3. EBT and SNAP Benefits
For eligible items, Kroger accepts Electronic Benefit Transfer (EBT) cards and Supplemental Nutrition Assistance Program (SNAP) benefits. This option is available in-store and, in some locations, for online grocery orders.
4. Checks and Cash
Traditional payment methods like personal checks and cash are still accepted at all Kroger locations.
Where Can You Use Apple Pay for Groceries?
- ACME
- Trader Joe’s
- Wegman’s
- Whole Foods Market
- Winn-Dixie
- Costco
- ALDI
- Albertson’s
- Walgreens
- Target
- SuperValu
Where Apple Pay Actually Works in Kroger Subsidiaries & Store Exceptions
Kroger operates under numerous banners—and Apple Pay compatibility varies across these entities.
✅ Subsidiaries Where Apple Pay is Often Functional:
- Fred Meyer (Pacific Northwest)
- Ralphs (Southern California)
- King Soopers (Colorado)
- QFC (Washington)
❌ Banners with Limited/No Apple Pay Support:
- Dillons, Smith’s, and Food 4 Less often lack functional NFC support or actively discourage mobile payments in favor of Kroger Pay or traditional card systems
Frequently Asked Questions
Currently No, Apple Pay is mainly available for in-store purchases. For Kroger pickup or delivery orders through the app or website, you will need to use other payment methods.
No, not all Kroger-owned stores are accepting Apple Payments. Some subsidiaries, like Ralphs and Fred Meyer, have started accepting it. It’s best to call your local store to verify before shopping.
Yes, you can typically use Apple Pay at self-checkout lanes where contactless payments are accepted. Look for the contactless payment symbol.
If Apple Pay isn’t available, you can use other payment methods like Kroger Pay, cash, or credit/debit cards. You can also request the store to consider adding Apple Pay.
Yes, Kroger offers cash back through its Kroger Rewards World Elite Mastercard when used with mobile wallets like Apple Pay, Samsung Pay, Google Pay, Garmin Pay, and LG Pay. You can earn 5% cash back on eligible mobile wallet purchases, subject to the card’s terms and conditions.
Along with Apply Pay, Kroger priotitizes Kroger Pay & allows certain type of secured payment methods like debit & credit cards ( MasterCard, Visa, Discover and American Express credit cards) & UPI options like Apple Pay, Google Pay, Samsung Pay along with Cash, Money Order, Personal Check, Traveler’s Checks.